Privacy isn't an afterthought here — it's part of how this site was built. This policy explains what we collect, why we collect it, and how it stays protected for as long as you're on Clear Debt Experts.
Clear Debt Experts takes the privacy and security of everyone who uses this site seriously. This policy covers every piece of personal information we collect — through the website, the connection process, and any conversations you have with our team.
Using this site means you've read this Privacy Policy and agree to what it describes.
Some of what we collect comes directly from you; the rest is gathered automatically as you use the site. That includes:
What we collect is only used for the purposes below. We don't sell personal data to advertisers or unrelated third parties — not now, not ever.
This site uses cookies and similar technology to make browsing smoother, understand how people use the site, and improve it over time.
You can manage or disable non-essential cookies through your browser settings at any time. Turning some off may affect how well parts of the site work for you.
We rely on industry-standard security measures to protect your information from unauthorized access, loss, or disclosure — encrypted transmission, secure servers, access controls, and regular security reviews among them.
We keep personal data only as long as we actually need it for the purposes described here, or as long as the law requires. Once it's no longer needed, it's securely deleted or anonymized.
We take every reasonable precaution, but no transmission over the internet is completely secure. Use a strong password, and use good judgment about what you share online.
Depending on where you live, you may have certain rights over your personal data. We honor these and respond to verifiable requests within whatever timeframe the applicable law sets.
Have a question about your data, a request to make, or anything else privacy-related? Reach our team here — we aim to respond quickly and openly:
Important Disclosures: Clear Debt Experts is a marketing website that helps consumers reach their own personal loan lender's resolution or hardship team directly, and is not itself a debt settlement company, law firm, credit counseling agency, or lender. We do not provide legal, tax, or credit counseling advice, and we do not negotiate with your lender on your behalf — any change to your loan is agreed solely between you and your lender. There is no fee to use Clear Debt Experts. Debt resolution and hardship programs are not appropriate for every situation, are not offered by every lender, and are not available in every state — results vary based on your lender, account terms, and financial circumstances, and no specific reduction in your loan balance, timeline, or acceptance into a program is guaranteed by us or by your lender. Pausing payments as part of a resolution strategy may lead to added fees and interest, continued collection calls, or lawsuits, and can significantly lower your credit score. Resolved debt may be reported to the IRS as taxable income. We may be compensated by lenders in our network for connections made through this site. Review the Terms & Conditions and Privacy Policy before submitting any information.
Important Lending, Financial Services, Fair Credit Reporting Act (FCRA), E-SIGN & Telephone Consumer Protection Act (TCPA) Disclosures
Lead Generator & Service Disclosure: Clear Debt Experts (1) is a marketing lead generator and referral network and is not a lender, law firm, CPA firm, or government agency, does not make credit or lending decisions, and cannot guarantee approval, loan amount, settlement outcome, rates, or terms. We connect applicants with participating Financial Services Companies and Direct Buyers / Resolution Desks and may share your application information with them; we may be compensated by participating partners for this service. We do not charge an application fee. Programs and loans are not available in all states, and amounts, rates, and terms vary by state and provider.
Fair Credit Reporting Act (FCRA) Written Consent: Additionally, by clicking on the “Continue” button above, I am providing express written consent under the Fair Credit Reporting Act for Clear Debt Experts (1), its partners (including Monevo and Alleviate Financial Solutions), to obtain my consumer credit report from my credit profile or other information from a Credit Bureau(s) in order to provide me with personal loan and debt consolidation options without affecting my credit score.
TCPA Prior Express Written Consent (47 U.S.C. § 227) & E-SIGN Disclosure: By checking the consent box and submitting a request on this website, you provide your electronic signature under the E-SIGN Act and grant prior express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) authorizing Clear Debt Experts (1) and its designated Marketing Partners (including Alleviate Financial Solutions, Monevo, Americor, Tri-Point Lending, Trusta Financial, Reset Lending, Liberty First Lending LLC, and participating Financial Services Companies and Direct Buyers / Resolution Desks) to contact you at the telephone number (including wireless/mobile numbers) and email address provided via recurring marketing, promotional, and informational calls and SMS/MMS text messages using an automated telephone dialing system (ATDS), artificial or prerecorded voice, AI-generated voice, or ringless voicemail, even if your telephone number is currently listed on any Federal, State, or corporate Do-Not-Call (DNC) registry. Consent is strictly voluntary and is not a condition of purchasing any goods or services or obtaining credit or financing. Message and data rates may apply; message frequency varies. Reply STOP at any time to opt out of text messages or HELP for assistance.
Credit Profile & Loan Marketplace Partners: Monevo, Alleviate Financial Solutions.
Direct Buyers & Lending / Resolution Desks: Americor (Americor Funding LLC / Americor Holdings LLC), Tri-Point Lending (Tripoint Lending), Trusta Financial, Reset Lending, Liberty First Lending LLC, Lift Lending, LendingPoint LLC, AmOne (QuinStreet Inc.), Acorn Finance LLC, Element Financial (Element Tree), Summit Debt Group (Summit DG), Clarity Debt Resolution Inc., Consumer First Debt Resolution LLC, KeyShot Funding, United Holding Group (UHGP), Monument Debt Relief Partners LLC, Fidelity National Debt Relief Group LLC, 1West Finance (1West), Credibly (Retail Capital LLC), Fora Financial LLC, RoundSky Inc. (RoundSky), Lendio Inc., Credible Labs Inc., Payless Now, AVTax Legal Group, TaxTiger Resolution Services Inc., Timberline Tax Group LLC, Direct Business Funding Desk (MCA DFN / Direct Funding Now), Mulligan Funding LLC, Forward Financing LLC, Clear Debt Financial, Symple Lending LLC, NerdWallet Compare Inc., Even Financial Inc. (MoneyLion Enterprise), Alleviate Financial Solutions, Springview Financial, AmeriPro Debt Settlement Desk LLC, Veritas Financial Resolution Group Inc., My Debt Solution (MDS), Amerigard Financial, Sterling Ridge Debt Advocates LLC, Liberty Bell Debt Resolution Partners, Venture Media, MX United, LeadPoint Inc. (LoanBright), LendingArch US Inc., AG Debt Relief, TurboDebt LLC, Atlas Consumer Debt Relief LLC, Beacon Financial Resolution Desk Inc., Alliance Tax Defense, Omni Tax Resolution (OMN), Alleviate Tax LLC, Solvable Inc. (Tax & Debt Marketplace), CuraDebt Tax Resolution Desk, Ovation Tax Group, Logiqs, Wall & Associates Tax Resolution Inc., 20/20 Tax Resolution Inc., Alliance Funding Group (AFG), Libertas Funding LLC, BHG Financial (Bankers Healthcare Group LLC), Mulholland Investment Group (Select Funding), Expansion Capital Group LLC, Channel Partners Capital LLC, National Funding (QuickBridge), Kapitus LLC, Balboa Capital Corporation, TimePayment Corp., David Allen Capital Inc., ROK Financial LLC, National Business Capital LLC, ARF Financial LLC, Momen Legal Services, P.C. (MLS), Consumer Legal Group (CLG), Centennial Debt Relief Partners LLC, Heritage Consumer Resolution Group LLC, Covenant Debt Relief Solutions Inc., Lexington Consumer Debt Desk LLC, Cornerstone Financial Advocates Inc., United Settlement Network LLC, Go Ads LLC, Paraclete Law, P.C., Flat Fee Tax Service Inc., Tax Law Advocates LLC, Morgan Financial & Tax Law Group PLLC, National Legal Intake Network LLC, Monevo, Engine by MoneyLion (Fiona), Spring Financial Group LLC, LendingUSA LLC, Pagaya Technologies US LLC, LendingTree, SuperMoney LLC, Bills.com (Freedom Financial Network LLC), FinTech Marketplace Partners LLC, First Premier Lending Solutions LLC, LoanDepot Personal Lending Desk, Universal Loan Network LLC, CrossRiver Marketplace Desk, Pathward Consumer Credit Desk, SmartCredit, Oasis Financial, Walker Advertising (Los Defensores), 4LegalLeads.
Participating Financial Services Companies: Freedom Debt Relief LLC, National Debt Relief LLC, Accredited Debt Relief LLC, GreenPath Financial Wellness Inc., Money Management International Inc. (MMI), Pacific Debt Relief Inc., CuraDebt Systems LLC, Consolidated Credit Solutions Inc., InCharge Debt Solutions, Take Charge America Inc., New Era Debt Solutions Inc., ClearOne Advantage LLC, Century Support Services LLC, Cambridge Credit Counseling Corp., American Consumer Credit Counseling Inc. (ACCC), Beyond Finance LLC, JG Wentworth Debt Relief LLC, Oak View Law Group APC, Navicore Solutions, Apprisen Financial Advocates, Premier Debt Help LLC, Guardian Debt Relief LLC, DebtBlue LLC, Credit9 Lending & Settlement Support LLC, FDR Financial Services Group LLC, Timberline Financial LLC, Alleviate Financial Solutions, Landmark Debt Relief Corp., CountryWide Debt Relief LLC, Foothill Debt Resolution Advisors LLC, Bayside Consumer Debt Relief Corp., Harborstone Debt Settlement LLC, BlueHarbor Debt Solutions LLC, Bridgewater Financial Relief LLC, Stonebridge Debt Settlement Partners LLC, Ironwood Financial Relief Services Inc., ClearPath Credit & Debt Relief Corp., Pinnacle Debt Resolution Group LLC, Sovereign Debt Advocates Inc., Rescue One Financial LLC, Cypress Creek Debt Resolution Group LLC, Cornerstone Debt Settlement Partners LLC, Redwood Debt Relief Advisors Inc., SilverCreek Debt Resolution LLC, Meridian Point Debt Relief Solutions, First Harbor Debt Settlement Services LLC, Summit Peak Debt Relief Advisors, Avalon Coast Debt Resolution Partners, Granite State Debt Relief Solutions LLC, Highland Park Debt Settlement Group LLC, Anchor Point Debt Relief Services Inc., Patriot Ridge Debt Resolution Group, Trident National Debt Relief LLC, Upgrade Inc., Upstart Network Inc., Avant LLC, PenFed Personal Lending Services, Discover Personal Loans (DFS Services LLC), Prosper Funding LLC, Achieve Personal Loans (Freedom Financial Asset Management LLC), LendingClub Bank N.A., First Tech Personal Lending Services, Laurel Road Consumer Lending (KeyBank Division), Best Egg (Marlette Funding LLC), OneMain Financial Group LLC, SoFi Lending Corp., Figure Lending LLC, Earnest Operations LLC, BHG Money Consumer Lending, LightStream (Truist Bank Division), Happy Money Inc., Monevo, Pagaya Consumer Credit Network LLC, Scratchpay Financial Services LLC, Universal Credit Services LLC, Reach Financial LLC, NetCredit Loan Services LLC, Sunbit Financial Services Inc., Varo Personal Credit Services, Mariner Finance LLC, Oportun Inc., OppFi (Opportunity Financial LLC), Lendly Financial LLC, Possible Finance Inc., Republic Finance LLC, Regional Finance Corp., Heights Finance Corp., Tower Loan (First Tower Finance Company LLC), 1st Franklin Financial Corporation, World Finance Corp., Security Finance Corp., First Heritage Credit LLC, Pioneer Military & Consumer Lending Inc., Sun Loan Company, Covington Credit Inc., Southern Finance LLC, Lendmark Financial Services LLC, Splash Financial Inc., SpringLeaf Consumer Loan Group LLC, Apex Meridian Personal Lending LLC, Beacon Crest Personal Loans Corp., Crestview Consumer Finance Corp., Vanguardia Personal Lending Solutions LLC, NorthStar Personal Credit Inc., OnDeck Capital Inc., Bluevine Capital Inc., Fundbox Inc., Headway Capital LLC, CAN Capital Inc., Biz2Credit Inc., SmartBiz Loans (Better Finance Inc.), Currency Capital LLC, Crestmark Equipment & Commercial Finance, Ascentium Capital LLC, NewLane Finance Company, Beacon Funding Corporation, Fundation Group LLC, Celtic Bank Small Business Lending, Live Oak Banking Company (Commercial Division), Clearwater Consumer Lending Inc., Optima Tax Relief LLC, Community Tax LLC, Anthem Tax Services LLC, Tax Relief Advocates (TRA), Tax Samaritan LLC, Parent & Parent LLP (IRSMedic), Fortress Tax Relief LLC, Precision Tax Relief LLC, Ideal Tax Solution LLC, J. David Tax Law, Cumberland Law Group LLC, Larson Tax Relief Inc., Clean Slate Tax LLC, Tax Defense Network LLC, Gordon Law Group Ltd., Golden State Tax Relief Inc., Victory Tax Lawyers LLP, Tax Group Center Inc., Benchmark Tax Relief Group LLC, Tax Resolution Institute, Choice Tax Relief Inc., Tax Hardship Center LLC, Alleviate Tax LLC, StopIRSDebt.com (Stop IRS Debt LLC), Instant Tax Solutions Inc., Strategic Tax Resolution LLC, Five Star Tax Resolution LLC, Fresh Start Tax Relief Advisors LLC, Tax Rise Inc. (TaxRise), Legacy Tax & Resolution Services LLC, Redwood National Tax Advisors Inc., Wynn Tax Solutions LLC, Priority Tax Relief LLC, Polston Tax Resolution & Accounting, Rush Tax Resolution LLC, Justice Tax LLC, Lifeline Tax Relief Group LLC, Tax Network USA Inc., Landmark Tax Group, Eagle Tax Resolution Partners LLC, Liberty Tax Resolution Services LLC, Sovereign Oak Tax Relief Advisors, Keystone Direct Tax Resolution LLC, Oakridge National Tax Relief LLC, Centurion Tax Defense Group Inc., Evergreen Tax Resolution Partners LLC, Frontline Tax Relief Advisory Inc., Westgate Tax Resolution Services LLC, Monarch Direct Tax Relief LLC, Solstice Tax Resolution Partners LLC.